MetLife Whole Life Insurance
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Top-Tier Benefits, Exclusively for Union Members
The National Coalition of Labor is a 501(c)(5) non-profit that pools union purchasing power to bring members MetLife Whole Life Insurance with built-in Long-Term Care protection — at the lowest cost possible.
Lifelong Coverage
Premiums never increase with age. Your policy stays with you for life as long as premiums are paid.
Builds Cash Value
Accumulates cash value over time you can borrow against for emergencies, repairs, or other needs.
LTC Protection Included
Access your death benefit early to pay for long-term care — at home, in assisted living, or a nursing facility.
Whole Life Insurance — A Powerful Financial Tool
Unlike term life insurance, which only covers a specific period, whole life insurance guarantees coverage for your entire life. For hardworking union members who want to protect their loved ones, leave a legacy, and build financial strength beyond the job site, whole life insurance offers dependable, lifelong support.
Why Long-Term Care Coverage Matters More Than Ever
People will need long-term care at some point in their lives — yet traditional health insurance and Medicare often don't cover these costs.
What Traditional Insurance Often Misses:
- Extended home health care
- Assisted living
- Nursing homes
- Family caregiver support
Built-In Long-Term Care Rider:
- Access part of your death benefit while living if you become chronically ill
- Covers home care, assisted living, or nursing care
- Protects your family from having to shoulder future care costs
- You decide how and where to receive care