Ensure a guaranteed payout for your loved ones and access living benefits if you face a terminal illness. Enjoy fixed premiums that won’t increase with age and build cash value over time.
Act Now—Invest in Your Family's Future Today!
Term Life
Term Life Insurance
Protect what matters! Ensure financial support for your family if you pass away during the policy term. Features include living benefits for terminal illness, premium waivers for total disability, and coverage portability.
Secure Their Future—Enroll Now!
AD&D (Accidental Death and Dismemberment)
Accidental Death & Dismemberment (AD&D) Insurance
Coverage for the Unexpected! Accidental Death & Dismemberment (AD&D) Insurance pays benefits for serious injuries from accidents and provides an additional payout if you die in a covered accident.
Stay Protected—Get AD&D Insurance Today!
Critical Illness
Unum Critical Illness Insurance
Receive a lump sum upon diagnosis of covered critical illnesses like heart attacks or strokes. Use the funds as you wish. Coverage extends to serious conditions and can include cancer. Options for spouse and dependent child coverage are available.
Protect Your Family—Enroll Today!
Accident Insurance
Unum Group Accident Insurance
Cover unexpected expenses from accidental injuries with payments for co-pays and deductibles. This insurance includes over 50 common injuries, from kids’ sports mishaps to serious accidents, with benefits paid directly to you for flexible use.
Coverage for Unexpected Injuries—Enroll Today!
Short Term Disability
Implicit Decline
You made no elections in these products, they will be marked as declined